How to Pay for EV Charging in Canada: A Complete Guide (2025)

ホーム 業界知識 How to Pay for EV Charging in Canada: A Complete Guide (2025)

You’ve made the switch to an electric vehicle. Congratulations! You’re part of a cleaner transportation future. But as you pull up to a public charging station for the first time, a common question arises: “Now what?”

The world of public charging can seem confusing. With dozens of different networks, apps, and cards, understanding how to pay for EV charging can feel like a challenge. But it doesn’t have to be.

This guide is your all-in-one resource for paying for EV charging across Canada. We will break down every payment method in simple steps, explain the Canadian network landscape, and even provide key insights for business owners thinking of installing chargers.

First, A Quick Primer on Charging Stations

Before we discuss payment, it helps to know the basics of the equipment itself. Understanding how do car charging stations work is simple: they deliver electricity safely from the grid to your car’s battery. The payment system is the “gatekeeper” that activates the flow of electricity once payment is authorized.

The Primary Ways to Pay for Public EV Charging

In Canada, you’ll encounter four main methods to pay for a charge. Most drivers find that using one or two of these methods covers nearly all their needs.

1. Mobile Apps: The Most Common Method

Mobile apps are the most popular way to pay for charging. Nearly every major network has its own app, which acts as your digital key to their stations.

How it Works:

  1. Download the App: Find the app for the network you’re using (e.g., FLO, ChargePoint, Shell Recharge) on your phone’s app store.
  2. Create an Account: Sign up and add a payment method, like a credit card, to your digital wallet in the app.
  3. Activate the Charger: Use the app’s map to find your station. Once there, enter the station ID number or scan the QR code on the charger to begin.
  4. Monitor & Stop: The app will show your charging progress. When you’re done, simply stop the session through the app.

Using an app is a reliable way to manage your charging sessions and payment history all in one place.

2. RFID / Network Cards: The Quick Tap-and-Go

For a truly simple “tap-and-go” experience, many drivers use a Radio-Frequency Identification (RFID) card. This physical card is linked to your account with a specific network.

How it Works:

  1. Request a Card: When you sign up for a network app (like FLO or Quebec’s Electric Circuit), you can often request a physical card to be mailed to you.
  2. Activate & Load: Link the card to your account, which is funded by your credit card.
  3. Tap to Charge: Simply tap the RFID card on the designated reader on the charging station. This authorizes your account and starts the flow of electricity instantly.

This method is incredibly fast and perfect for areas with poor cell service where using an app might be difficult.

3. Credit & Debit Cards: The Tourist-Friendly Option

To make charging more accessible to everyone, more and more stations are being equipped with traditional credit and debit card readers. This is the most straightforward method for infrequent users or visitors.

How it Works:

  1. Tap or Insert: Just like at a gas pump or retail store, you simply tap your contactless card or phone (using Apple Pay/Google Pay), or insert your chip card.
  2. Authorize & Charge: Follow the on-screen prompts to authorize the session.
  3. Plug In: Once payment is approved, the station will instruct you to plug the connector into your vehicle.

While convenient, be aware that some networks may charge a slightly higher rate for this “pay-as-you-go” service compared to using their app. This payment method also affects the overall charging station cost for the business owner, as payment terminals add to the hardware price.

4. Plug & Charge (ISO 15118): The Seamless Future

Plug & Charge is the newest and most seamless payment technology. Its goal is to make charging as simple as plugging in your phone.

How it Works:

  1. One-Time Setup: You first enable Plug & Charge in your vehicle’s infotainment system and link it to a charging network account.
  2. Just Plug In: At a compatible station, you simply plug the charging cable into your car. That’s it.
  3. Automatic Handshake: Your vehicle securely communicates your payment information directly to the charger. The authentication and billing happen automatically in the background.

This technology is becoming more common in newer EVs and networks like Electrify Canada. It removes all the friction of apps and cards, and its simplicity is a major selling point.

cost of public charging

Navigating the Canadian Charging Landscape

Understanding how to pay for EV charging also means knowing the key players in Canada. While there are many networks, a few dominate the landscape.

Major Networks in Canada

You will frequently encounter these networks. It’s often a good idea to have an account with one or two of the major ones.

  • FLO: One of Canada’s largest networks, with extensive coverage coast-to-coast.
  • Petro-Canada: Has built a network of fast chargers along the Trans-Canada highway.
  • Shell Recharge: Rapidly expanding its network at Shell gas stations.
  • Electrify Canada: A network focused on high-power DC fast charging, often found at Canadian Tire locations.
  • ChargePoint: A large global network with a significant presence in Canada, especially at commercial properties.

The Quebec Advantage: Understanding the Electric Circuit (Circuit électrique)

If you live in or travel through Quebec, you must know the Electric Circuit. Operated by Hydro-Québec, it is the largest public charging network in Canada. Their blue RFID card is an essential tool for any EV driver in the province.

What About Roaming?

Thankfully, you don’t always need a separate account for every single network. Many have “roaming agreements,” which allow you to use your account from one network to activate a charger on another. For example, your FLO account can often activate ChargePoint or Electric Circuit stations. Keep in mind that roaming rates may sometimes be higher than using the native network’s app.

A Guide for Business Hosts: Choosing Your Payment Solution

If you’re a business owner, understanding payment is critical. The choices you make impact your revenue, customer experience, and upfront costs. Exploring the various business opportunities in ev charging starts with selecting the right payment technology.

The payment system you offer is a core part of your ev charging business models. Some businesses prioritize ease of use for everyone, while others prefer a members-only or app-focused approach to build a loyal user base.

Comparing Payment Acceptance Methods for Your Business

Here is a breakdown of the pros and cons of each payment method from a business host’s perspective:

Payment Solution Pros for Your Business Cons for Your Business
App / RFID Only Lower hardware cost; captures user data for marketing. Creates a barrier for one-time users or tourists.
Credit Card Terminal Attracts all drivers; maximum convenience and revenue. Higher hardware cost; incurs credit card transaction fees.
Maximum user flexibility; builds loyalty and serves all. Highest initial investment in electric vehicle equipment.
App / RFID Only
Pros: Lower hardware cost; captures user data for marketing.
Cons: Creates a barrier for one-time users or tourists.
Credit Card Terminal
Pros: Attracts all drivers; maximum convenience and revenue.
Cons: Higher hardware cost; incurs credit card transaction fees.
Pros: Maximum user flexibility; builds loyalty and serves all.
Cons: Highest initial investment in electric vehicle equipment.

How Payment Tech Affects Charging Time & Experience

The payment method can also influence the user’s perception of time. A seamless tap-and-pay experience feels faster and more efficient. For sessions billed by time, users are very aware of how long to charge an electric car, making a quick start to the session crucial for customer satisfaction.

Is EV Charging Always Paid? Understanding "Free" Charging

You will sometimes find free Level 2 charging stations. These are typically offered as an amenity by businesses looking to attract customers or as a perk for employees.

While the driver doesn’t pay per session, the business owner still pays for the electricity and the charging infrastructure. They have simply decided that the value of attracting a customer or retaining an employee outweighs the direct cost of the charge. This is a strategic decision based on the powerful Benefits of EV Charging Stations.

Simplicity in a Complex World

While the landscape of how to pay for EV charging seems complex, it’s manageable. For most Canadian drivers, the strategy is simple:

  1. Sign up for a major network app like FLO and get their RFID card.
  2. Get an Electric Circuit card if you are in or near Quebec.
  3. Keep your credit card or phone handy for other stations.

With this setup, you will be able to access over 95% of public chargers in Canada with ease. For businesses, choosing flexible electric vehicle equipment that accepts multiple payment types is the key to serving every potential customer and maximizing your return on investment.

Authoritative Sources 

  1. Plug’n Drive Canada – Public Charging Information:
  2. The Electric Circuit (Circuit électrique) – Official Website:
  3. Natural Resources Canada – EV Charging Station Locator:
  4. FLO Network – Official Website:

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